Affordable Health
Insurance Made Simple
At *Apply ACA Plan, we help individuals, families, and self-employed professionals find affordable health insurance coverage through the **Affordable Care Act (ACA)*. Our goal is to make the enrollment process simple, transparent, and stress-free—so you can get quality healthcare coverage that fits your needs and budget.
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Pay your first premium to start 2026 coverage
Learn how to check if your coverage started and how to get to your plan’s website to pay your premium.
New for 2026! Expanded health coverage options
More people now qualify for Catastrophic plans and all Catastrophic & Bronze plans work with Health Savings Accounts.
Our Services
ACA Health Insurance Enrollment
We assist you through every step of enrolling in an ACA-compliant health insurance plan, ensuring accuracy and compliance with federal guidelines.
Plan Comparison & Guidance
Our licensed professionals help you compare available ACA plans, including Bronze, Silver, Gold, and Platinum options, so you can make an informed decision.
Subsidy & Eligibility Assistance
We help determine whether you qualify for *ACA subsidies or tax credits*, which can significantly reduce your monthly premiums.
Open Enrollment & Special Enrollment
Whether it’s Open Enrollment or you qualify for a *Special Enrollment Period* due to a life event (job loss, marriage, birth, relocation), we guide you through the process.
Ongoing Support
Our support doesn’t end after enrollment. We’re here to help with plan updates, changes, renewals, and general ACA-related questions.
We provide comprehensive guidance for enrolling in ACA (Affordable Care Act) compliant health insurance plans. Our services include assisting you with the application process, comparing available plans, assessing your eligibility for subsidies and tax credits, and navigating both Open Enrollment and Special Enrollment Periods. Our support extends beyond enrollment to help with plan updates, changes, renewals, and answering any ongoing ACA-related questions.
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Affordable Health & Burial Coverage for Ages 18–85
We help individuals, families, self-employed professionals, freelancers, and small households find affordable, compliant health and burial insurance solutions. Our simple enrollment process, clear guidance, and no-obligation consultations ensure you get the right coverage—whether you need everyday health protection or peace of mind for the future. We also assist with ACA subsidies and credits to help lower your costs.
WHAT OUR SAYS ABOUT US
Protection you can trust,
at a price that works for you.
Here Whenever
You Need Us
Get expert help, manage your policy, or file a claim instantly, day or night, through the tools you use every day.
More Than
Just Savings
Bundling your insurance unlocks tailored coverage and significant value, putting hundreds back in your pocket to spend on life's moments.
Proven Protection,
Modern Value
With a century of safeguarding what matters most, we blend timeless reliability with modern solutions designed for your life today.
Important Disclaimer
You've worked hard to secure your family's future, but have you considered how they'll manage after you're gone? While life insurance provides for them during your working years, Final Expense Insurance ensures that your loved ones aren't left with the financial burden of your funeral expenses.
Final Expense Insurance is designed to cover those final costs, offering your family financial relief during difficult times. This type of policy ensures that your funeral, debts, and other end-of-life expenses are handled with ease.
At Final Expense Rate, we connect you with a network of independent agents across 44 states. We work with a variety of top-rated insurance carriers to help you find the perfect policy with the best benefits and affordable rates.